I think most people understand that it takes money to do things — get food, clothes, have a place to live. Money is a tool to help you do the things you want to do and have the things that you need/want. But I hear some people talking about “not knowing how much money they have” or “avoiding the mailbox/inbox so they don’t have to look at their bills”. Money and bills don’t have to be scary or something you avoid — It may be hard, but the best way to take control of your money is to tackle it head on and create a budget. This post will explain a few reasons why you definitely should have a budget, how you can make one, and a few ways to consider cutting costs.